Tuesday, April 2, 2013

Leave Rule for Central Govt.employees.....


1. Earned Leave:
The credit for earn leave will awarded at a rate of 15 days on the 1st of January and 1st of July every year. It can be accumulated up to 300 days in addition to the number of days for which encashment has been allowed along with LTC. Maximum of 180 days at a time can be availed in the case of Earned Leave. Some exceptions are also there.
Earned leave exceeding 180 days but not exceeding 300 days at a time may be granted to Group 'A' and Group 'B' officers,if at least the quantum of leave in excess of 180 days is spent outside India,Srilanka,Bangladesh,Nepal , Pakistan,Bhutan Burma. This leave may be taken at at time upto 300 days as leave preparatory to retirement.
2. Half Pay Leave
Half pay leave is calculated at 20 days for each completed year of service. For eg, if you are in service for 2 years,you will be having a total of 40 days of half pay leave. The service includes periods of duty and leave including extraordinary leave with or without MC. Half pay leave can be availed with or without MC(Medical Certificate). From 1st January 1986, half pay leave is credited in advance at the rate of 10 days on the 1st of January and 1st of July every year.
3.Commuted Leave:
Commuted leave not exceeding half the amount of half-pay leave due can be taken on medical certificate. Up to a maximum of 90 days can be taken during the entire service without medical certificate where such leave is utilized for an approved course of study certified to be in university interest.
It can be taken up to a maximum of 60 days can be granted to a female employee in continuation of maternity leave without medical certificate and upto a maximum of 60 days can be granted without medical certificate to a female employee with less than two living children, on adoption of a child less than one year old. Commuted leave may be granted at the request of the employee even when earned leave is due to him.
4. Leave Not Due
Leave not due is granted when there is no half-pay leave at credit and the employee requests for the grant of Leave Not Due. Temporary officials with one year's service and suffering from TB, Leprosy, Cancer or Mental illness may also be granted LND if the post from which the official proceeds on leave is likely to last till his return.
                                 It is granted only medical certificate if the leave sanctioning authority is satisfied that there is a reasonable prospect of the employee returning to duty on its expiry. It may be granted without medical certificate in continuation of maternity leave. and may be granted without medical certificate to a female employee with less than two living children, on adoption of a child less than one year old. The amount of leave should be limited to the half-pay leave that the employee is likely to earn subsequently.
                  Leave not due during the entire service is limited to a maximum of 360 days and due will be debited against the half-pay leave that the employee may earn subsequently.
5. Maternity Leave
Maternity leave is granted to women government employees.
1) Pregnancy: 180 days – Admissible only to employees with less than two surviving children.
2) Miscarriage/abortion (induced or otherwise): Total of 45 days in the entire service. However, any such leave taken prior to 16.6.1994 will not be taken into account for this limitation. Admissible irrespective of number of surviving children. Application to be supported by a certificate from a registered medical practitioner for NGOs and from AMA for GOs.
The maternity leave is not debited to leave account and full pay is granted. It cannot be combined with any other leaves and counts as service for increments and pension.
6. Paternity Leave
A male employee with less than two surviving children may be granted Paternity Leave for a period of 15 days during the confinement of his wife. During the period of such leave he shall be paid leave salary equal to the pay drawn immediately before proceeding on leave. Paternity Leave shall not be debited against the leave account and may be combined with other kind of leave as in the case of Maternity Leave.
7. Study Leave
Study leave may be granted to all government employees with not less than five years' service for undergoing a special course consisting of higher studies or specialized training in a professional or technical subject having a direct and close connection with the sphere of his duties as a civil servant.
The course for which the study leave is taken should be certified to be of definite advantage to govt from the point of view of public interest and that particular study should be approved by the authority competent to grant leave.
The official should submit a full report on the work done during study leave. Maximum of 24 months of leave is sanctioned. In the case of CHS officers 36 months of leave can be granted at a stretch or in different spells.
Study leave will not be debited to the leave account and may be combined with other leave due.
Study leave is not granted for studies outside India if facilities are available in India and to an official due to retire within 3 years of return from the study leave.
8. Extra Ordinary Leave
Extraordinary leave is granted to a Government servant when no other leave is admissible or when other leave is admissible, but the Government servant applies in writing for extraordinary leave.
Extraordinary leave cannot be availed concurrently during the notice period, when going on voluntary retirement and EOL may also be granted to regularize periods of absence without leave retrospectively.
9. Casual Leave
In a calendar year eight days of casual leave is permissible.
Casual leave is not a recognized form of leave and is not subject to any rules made by the Government of India. An official on Casual Leave is not treated as absent from duty and pay is not intermitted.
(i) Casual Leave can be combined with Special Casual Leave/vacation but not with any other kind of leave.
(ii) It cannot be combined with joining time.
(iii) Sundays and Holidays falling during a period of Casual Leave are not counted as part of Casual Leave.
(iv) Sundays/public holidays/restricted holidays/weekly offs can be prefixed/suffixed to Casual Leave.
(v) Casual Leave can be taken while on tour, but no daily allowance will be admissible for the period.
(vi) Casual Leave can be taken for half day also.
(vii) Essentially intended for short periods. It should not normally be granted for more than 5 days at any one time,
except under special circumstances.
(viii) LTC can be availed du ring Casual Leave.
(ix) Individuals appointed and joining duty during the middle of a year may avail of Casual Leave proportionately or to the full extent at the discretion of the Competent Authority.
10. Child Care Leave
Woman employees having minor children may be granted Child Care Leave by an authority competent to grant leave for a maximum period of 730 days (2 years) during their entire service for taking care of up to two children., whether for rearing or to look after any of their needs like examination, sickness, etc.
Conditions for Child Care Leave
1. Child care leave shall not be admissible if the child is eighteen years of age or older equal to the pay drawn immediately before proceeding on leave.
2. It can be availed in more than one spell.
3. It can not be debited against the leave account.
4. It may be combined with leave of the kind due and admissible.
11. Hospital Leave:
Hospital leave is admissible to Group 'C' employees whose duteis involve handling of dangerous machinary, explosive materials, poisonous drugs and perfomance of hazardous taks and to Group 'D' Employees.
Medical certificate from an authorized medical attendant is necessary for grant of this leave. This hospital leave may be combined with any other kind of leave due and admissible, provided total period of leave does not exceed 28 months.
12. Vacation Department Staff leave Entitlement
The leave entitlements of employees of Vacation Departments (ie departments where regular vacations are allowed during which those serving in them are permitted to be absent from duty) are the same as those serving in non-vacation Departments except in respect of 'earned leave'.
No earned leave will be admissible to a govt servant of a vacation Department in any year in which he avails of the full vacation. The vacation can be combined with casual leave.
13. Special Disability Leave
Special disability leave admissible to all employees when disabled by injury intentionally or accidentally inflicted or caused in or in consequence of the due performance of official duties or in consequences of official position. The disability above should have manifested within three months of the occurrence to which it is attributed and the person disabled had acted with due promptitude in bringing it to notice. The leave sanctioning authority, if satisfied as to the cause of the disability, may relax the condition and grant leave in cases where disability has manifested more than three months after the occurrence of its cause.
Special disability leave is also admissible when disabled by illness incurred in the performance of any particular duty, which has the effect of increasing liability to illness or injury beyond the ordinary risk attaching to the civil post held, under the same condition.This disability should be certified by an Authorised Medical Attendant to be directly due to the performance of the particular duty.
                      Maximum of 24 months of leave may be granted.
May be combined with any other leave.
Will count as service for pension.
Will not be debited to the leave account.
14) Child Adoption Leave:
Child adoption leave is granted to Female employees, with fewer than two surviving children on valid adoption of a child below the age of one year, for a period of 135 days immediately after the date of valid adoption.
Leave salary will be equal to the pay drawn immediately before proceeding on leave.
It may be combined with leave of any other kind.
Leave not debited against the leave account.
You might also like:
• Regulation of the Date of Next Increment in case of Extra-ordinary leave
• Central Civil Services (Leave) (Amendment) Rules, 2009
• Central Civil Service employees to get child adoption leave


Blog post by-
Abhishek Anand

Thursday, March 21, 2013

संघ लोक सेवा आयोग (UPSC) की अधिसूचना (date 21-march-2013)

भारत सरकार ने कुछ देर पहले संघ लोक सेवा आयोग (UPSC) की अधिसूचना से जुड़े विवादास्पद मुद्दों पर महत्वपूर्ण निर्णय लिया है तथा प्रधानमंत्री कार्यालय में कार्यरत राज्यमंत्री श्री नारायण सामी ने इस संबंध में घोषणा की है. अब इस वर्ष की (तथा आगे की) परीक्षा में निम्नलिखित बदलाव हो गए हैं-

१) अंग्रेज़ी के 100 अंकों के उस पेपर को हटा लिया गया है जिसके अंक अंतिम परिणाम में जोड़े जाने थे. इसके स्थान पर पिछले वर्षों की उसी प्रणाली को अपना लिया गया है जिसमें अंग्रेज़ी और एक भारतीय भाषा का प्रश्नपत्र 'क्वालिफाई' करना होता था.

२) निबंध का पेपर, जो पहले 200 अंकों का होता था, अब 250 अंकों का कर दिया गया है.

३) साहित्य के विषयों पर पृष्ठभूमि की जो शर्त लगाई गई थी, उसे अब हटा लिया गया है. इसका अर्थ है कि अभ्यर्थी की पृष्ठभूमि क्या है, इससे कोई फ़र्क नहीं पड़ेगा. कोई भी अभ्यर्थी अपने वैकल्पिक विषय के तौर पर किसी भी भाषा के साहित्य का चुनाव कर सकेगा.

अब मुख्य परीक्षा का पाठ्यक्रम इस प्रकार रहेगा-

1) निबंध- 250 अंक
2) सामान्य अध्ययन के 4 प्रश्नपत्र- 250 X 4= 1000 अंक
3) एक वैकल्पिक विषय- 250 X 2= 500 अंक

मुख्य परीक्षा का कुल योग= 1750 अंक

4) साक्षात्कार- 275 अंक

कुल= 1750 + 275= 2025 अंक 



[ blog post by- Abhishek Anand] 21-03-2013

Friday, March 8, 2013

RIGHT TO EDUCATION


शिक्षा का अधिकार

Legal Freedom
संविधान (86वां) संशोधन अधिनियम, 2002 के माध्यम से भारत के संविधान में अनुच्छेद 21- शामिल किया गया है ताकि छह से चौदह वर्ष आयु वर्ग के सभी बच्चों को विधि के माध्यम से राज् द्वारा यथानिर्धारित मौलिक अधिकार के रूप में नि:शुल् और अनिवार्य शिक्षा प्रदान की जा सके। नि:शुल् और अनिवार्य बाल शिक्षा का अधिकार अधिनियम, 2009 जो अनुच्छेद 21- के अंतर्गत परिकल्पित अनुवर्ती विधान का प्रतिनिधित् करता है, का अर्थ है कि प्रत्येक बच्चे को कतिपय आवश्यक मानदंडों एवं मानकों को पूरा करने वाले औपचारिक विद्यालय में संतोषप्रद और साम्यपूर्ण गुणवत्ता की पूर्णकालिक प्रारंभिक शिक्षा का अधिकार प्रदान करता है।
अनुच्छेद 21- और आरटीई अधिनियम 1 अप्रैल 2010 से प्रभावी हुआ। आरटीई अधिनियम के शीर्षक में 'नि:शुल् और अनिवार्य' शब् सम्मिलित है। 'नि:शुल् शिक्षा' का अर्थ है कि किसी बालक को यथास्थिति उसके माता-पिता, समुचित सरकार द्वारा स्थापित स्कूल से अलग स्कूल में दाखिल करते हैं तो प्रारंभिक शिक्षा पूर्ण करने पर उपगत व्यय की प्रतिपूर्ति के लिए कोई दावा करने का हकदार नहीं होगा। 'अनिवार्य शिक्षा'' पद से समुचित सरकार तथा स्थानीय प्राधिकरण की छह से चौदह वर्ष तक की आयु के प्रत्येक बालक द्वारा प्राथमिक शिक्षा में अनिवार्य प्रवेश, उपस्थिति और उसको पूरा करने को सुनिश्चित करने की बाध्यता अभिप्रेत है। इससे भारत अधिकार आधारित कार्यढांचे की ओर अग्रसर होता है जिससे केन्द्र और राज् सरकारें आरटीई अधिनियम के प्रावधानों के अनुसार संविधान के अनुच्छेद 21- में दिए गए अनुसार बच्चे के मौलिक अधिकार के रूप में कार्यान्वित करने के लिए अभिप्रेत है।
आरटीई अधिनियम, 2009 में निम्‍नलिखित के लिए प्रावधान है:
1.   आसपास के स्‍कूल में प्रारंभिक शिक्षा के पूरा होने तक बच्‍चों को नि:शुल्‍क एवं अनिवार्य शिक्षा का अधिकार।
2.   यह स्‍पष्‍ट करता है कि 'प्रारंभिक शिक्षा का अभिप्राय 6 से 14 वर्ष की आयु के सभी बच्‍चों को नि:शुल्‍क प्रारंभिक शिक्षा प्रदान करने तथा अनिवार्य दाखिला, उपस्‍थिति एवं प्रारंभिक शिक्षा का पूरा होना सुनिश्‍चित करने के लिए उपयुक्‍त सरकार के दायित्‍व से है। ''नि:शुल्‍क'' का अभिप्राय यह है कि कोई भी बच्‍चा किसी भी प्रकार का शुल्‍क या प्रभार या व्‍यय अदा करने के लिए जिम्‍मेदार नहीं होगा जो उसे प्रारंभिक शिक्षा की पढ़ाई करने एवं पूरा करने से रोक सकता है।
3.   यह गैर दाखिल बच्‍चे की आयु के अनुसार कक्षा में दाखिला के लिए प्रावधान करता है।
4.   यह नि:शुल्‍क एवं अनिवार्य शिक्षा प्रदान करने, तथा केन्‍द्र सरकार एवं राज्‍य सरकारों के बीच वित्‍तीय एवं अन्‍य जिम्‍मेदारियों की हिस्‍सेदारी में उपयुक्‍त सरकारों, स्‍थानीय प्राधिकरण एवं अभिभावकों के कर्तव्‍यों एवं जिम्‍मेदारियों को विनिर्दिष्‍ट करता है।
5.   यह अन्‍य बातों के साथ शिक्षक छात्र अनुपात (पीटीआर), भवन एवं अवसंरचना, स्‍कूल के कार्य घंटों, शिक्षकों के कार्य घंटों से संबंधित मानक एवं मानदंड विहित करता है।
6.   यह सुनिश्‍चित करता है कि निर्दिष्‍ट शिक्षक छात्र अनुपात प्रत्‍येक स्‍कूल के लिए अनुरक्षित किया जाए, न कि केवल राज्‍य या जिला या ब्‍लाक स्‍तर के पदों में कोई शहरी-ग्रामीण असंतुलन नहीं है, यह शिक्षकों की तर्कसंगत तैनाती का प्रावधान करता है। यह 10 वर्षीय जनगणना, स्‍थानीय प्राधिकरण, राज्‍य विधानमंडलों एवं संसद के चुनावों तथा आपदा राहत को छोड़कर गैर शैक्षिक कार्यों में शिक्षकों की तैनाती का भी निषेध करता है।
7.   यह उपयुक्‍त रूप से प्रशिक्षित शिक्षकों अर्थात अपेक्षित प्रवेश एवं शैक्षिक अर्हता वाले शिक्षकों की नियुक्‍ति के लिए प्रावधान करता है।
8.    यह 1.शारीरिक दंड एवं मानसिक उत्‍पीड़न,2.बच्‍चों के दाखिले के लिए स्‍क्रीनिंग प्रक्रिया,3.कैपिटेशन फीस,4.शिक्षकों द्वारा निजी शिक्षण,5.मान्‍यता के बिना स्‍कूलों के संचालन का निषेध करता है।
9.   यह संविधान में अधिष्‍ठापित मूल्‍यों तथा ऐसे मूल्‍यों के अनुरूप पाठ्यचर्या के विकास का प्रावधान करता है जो बच्‍चे के ज्ञान, क्षमता एवं प्रतिभा का निर्माण करते हुए तथा बाल अनुकूलन एवं बाल केन्‍द्रित अध्‍ययन के माध्‍यम से डर, ट्रोमा एवं चिंता से मुक्‍त करते हुए बच्‍चों के चहुंमुखी विकास का सुनिश्‍चय करेंगे।
ये उद्देश्‍य विभाग के निम्‍नलिखित मुख्‍य कार्यक्रमों के माध्‍यम से पूरा किए जाने के लिए आशयित हैं:-
  • प्रारंभिक स्‍तर: सर्व शिक्षा अभियान और मध्‍याह्न भोजन
  • माध्‍यमिक स्‍तर: राष्‍ट्रीय अध्‍यापक शिक्षा अभियान, आदर्श विद्यालय।
  • व्‍यावसायिक शिक्षा, बालिका छात्रावास
  • नि:शक्‍त की सम्‍मिलित शिक्षा, आईसीटी@स्‍कूल।
  • प्रौढ़ शिक्षा: साक्षर भारत
  • अध्‍यापक शिक्षा: अध्‍यापक शिक्षा बढ़ाने के लिए योजना
  • महिला शिक्षा: महिला समाख्‍या।
  • अल्‍पसंख्‍यक शिक्षा: मदरसों में उत्‍तम शिक्षा प्रदान करने के लिए योजना।
  • अल्‍पसंख्‍यक संस्‍थानों का आधारिक विकास।

मिशन:
विभाग निम्‍नलिखित प्रयास करता है-
  • सभी बच्‍चों को प्रारंभिक स्‍तर पर नि:शुल्‍क एवं अनिवार्य शिक्षा प्रदान करना।
  • शिक्षा का राष्‍ट्रीय और समाकलनात्‍मक स्‍वरूप लागू करने के लिए राज्‍यों और संघ राज्‍य क्षेत्रों के साथ भागीदार बनाना।
  • उत्‍तम स्‍कूल शिक्षा और साक्षरता की सहायता से संवैधानिक मूल्‍यों को समर्पित सोसाइटी बनाना।
  • उत्‍तम माध्‍यमिक शिक्षा के लिए अवसरों को सार्वभौमिक बनाना।

उद्देश्‍य
देश के प्रत्‍येक योग्‍य विद्यार्थी के लिए माध्‍यमिक शिक्षा के स्‍वप्‍न को साकार करने के लिए विभाग के उद्देश्‍य बिलकुल स्‍पष्‍ट हैं, इसे निम्‍नलिखित करना है-
  •  नेटवर्क का विस्‍तार करके, उत्‍तम स्‍कूल शिक्षा के प्रति पहुंच बढ़ाना।
  • कमजोर वर्गों के अतिरिक्‍त वंचित ग्रुपों, जिन्‍हें अब तक वंचित रखा गया था, को शामिल करके माध्‍यमिक शिक्षा प्रणाली को समान बनाना।
  • वर्तमान संस्‍थानों की सहायता करके और नए संस्‍थानों को स्‍थापित करना सुविधाजनक बनाकर शिक्षा के उत्‍तम और समुन्‍नत स्‍तर सुनिश्‍चित करना।
  • संस्‍थागत और व्‍यवस्‍थित सुधारों के अनुसार नीति स्‍तरीय परिवर्तन प्रारंभ करना, जो आगे विश्‍व स्‍तर की माध्‍यमिक शिक्षा पाठ्यचर्या तैयार करें जो बच्‍चों में प्रतिभा पैदा करने योग्‍य हो। 




Blog post- Abhishek Anand
legal freedom "a firm for legal solution"

Wednesday, March 6, 2013

Union Public Service Commission EXAMINATION NOTICE NO. 04/2013-CSP

Union Public Service Commission

EXAMINATION NOTICE NO. 04/2013-CSP DATED 5.03.2013

(LAST DATE FOR RECEIPT OF APPLICATIONS: 4/04/2013)

CIVIL SERVICES EXAMINATION, 2013

(Commission's website - http://www.upsc.gov.in)

 

IMPORTANT

CANDIDATES SHOULD NOTE THAT THERE ARE CERTAIN CHANGES IN THE

SCHEME OF CIVIL SERVICES (MAIN) EXAMINATION, WHICH HAVE BEEN

ELUCIDATED IN THE SCHEME OF EXAMINATION. THERE ARE SOME OTHER

CHANGES ALSO IN REGARD TO THE CHOICE OF LANGUAGE MEDIUM IN THE

CIVIL SERVICES (MAIN) EXAMINATION. THESE MAY ALSO BE NOTED.



Tuesday, February 19, 2013

Consumer Awareness: (Legal)

Legal:

Overview: The economic progress, Industrial growth and the accompanying developments in the international trade and commerce has resulted in a vast expansion of businesses all around. A huge variety of consumer goods and services have started appearing in the markets to cater to the ever increasing demand from consumers for not only products, but also services like insurance, transport, electricity, housing entertainment, finance, banking etc. Legal issues come into play in some form or the other in each and every sector whether it be real estate .medical, weights and measures, products etc. 

Most of the legal cases referred to NCH relate to the provisions under the Consumer Protection Act and the referral of cases to the district forums, state and national commission. To provide speedy and simple redressal to consumer disputes ,Quasi Judicial machinery was set up at District, State and National Levels, These QJBs observe the principle of natural Justice and have been empowered to give relief and to award, where appropriate compensation to consumers. Penalties for non compliance of the orders of QJB have also been provided 

Consumer Disputes Redressal Agencies in India 

• The Consumer Forums is quasi judicial machinery set up, all over India, 
• At Distt level---621 forums (limitation up to 20 lakh) 
• At State level—35 State Commission (limitation up to one crore) and
• At National level—The National Commission, (above one crore) 

Limitation period under CPA: 

The District Forum, the State Commission or the National Commission shall not admit a complaint unless it is filed within two years from the date on which the cause of action has arisen. 

Provided:-  A complaint may be entertained after two years, if the complainant satisfies the District Forum, the State Commission or the National Commission, as the case may be, that he had sufficient cause for not filing the complaint within such period.

Time frame for Consumer Disputes Redressal Agencies

Every complaint shall be heard as expeditiously as possible and endeavor shall be made to decide the complaint within a period of three months from the date of receipt of notice by opposite party where the complaint does not require analysis or testing of commodities and within five months if it requires analysis or testing of commodities:

Provided that no adjournment shall be ordinarily granted by the quasi-judicial system unless sufficient cause is shown and the reasons for grant of adjournment have been recorded in writing by the QJS

Consumer Awareness:

Banking:

RBI Advisory: Security Enrollment For All Bank Users

Do Not Pay Money to receive Large Funds from Abroad: RBI Advisory 
The Reserve Bank has time and again issued an advisory cautioning the members of public against responding in any manner to offers of moneys from abroad. It has stated that such offers are fraudulent and has advised the public to immediately register a complaint with the local police/ cyber crime authorities when they receive such offers or become a victim of any such fraud.

Members of public have also been cautioned against making any remittance towards participation in such schemes/offers from unknown entities since such remittances are illegal and any resident in India collecting and effecting/remitting such payments directly/indirectly outside India is liable to be proceeded against for contravention of the Foreign Exchange Management Act, 1999. They are also liable for violation of regulations relating to Know Your Customer (KYC) norms/Anti Money Laundering (AML) standards. The Reserve Bank has further stated that it does not undertake any type of money arrangement, by whatever name called, and it does not take any responsibility for recovering moneys remitted in response to such bogus communication.

For any further clarification in the matter, the Reserve Bank has advised the public to contact the officials of the Foreign Exchange Department at its various Regional Offices or at its Central Office, Foreign Exchange Department on telephone numbers 022- 22610589 / 22610618 or 2260 1000 extn. 2772 / 2732 during office hours (9.45 hours to 17.45 hours Monday to Friday) or seek clarification by e-mail . The public may also refer to the cautionary advices hosted on the home page of the RBI website (www.rbi.org.in) as a ticker for more information. The Reserve Bank has stated that it has urged the Indian Banks Association and banks to educate their customers to be extra vigilant with regard to such fictitious offers. Banks have also been advised to take up with law enforcing agencies whenever accounts of their customers are misused for such fraudulent activities. 

How do the Fraudsters operate? 

The Reserve Bank of India has, on several occasions in the past, cautioned the members of public not to fall prey to fictitious offers / lottery winnings / remittance of cheap funds in foreign currency from abroad by so-called foreign entities/ individuals or to Indian residents acting as representatives of such entities/individuals. Describing the manner in which the fraudsters operate, the Reserve Bank has stated that the fraudsters send attractive offers to gullible public through letters, e-mails, mobile phones, SMSs, etc. To lend credence to such offers, the communication is often sent on/ from letterheads /websites that appear to be like that of some public authorities like the Reserve Bank of India. The offers are apparently signed by top executives/senior officials of such authorities. However, only the names of the officials may be correct but their signatures are faked. The offer document would contain contact details of a so-called RBI officer working in some department in the Reserve Bank/Public Authorities. 

The fraudsters initially ask potential victims to deposit small sums of money for different official sounding reasons, such as, processing fees/ transaction fees/tax clearance charges/conversion charges, clearing fees, etc. The victims are asked to deposit the money in certain accounts in banks. The fraudsters often have multiple accounts in the name of individuals or proprietary concerns in different bank branches for collecting such charges.

Often gullible genuine account holders are persuaded by the fraudsters to lend their accounts for such fraudulent activities on the promise of receiving some commission. Once the initial amount is deposited, demands for more money follow with more official sounding reasons. After accumulating a sizeable amount in these accounts, the fraudsters withdraw or transfer the money abroad and vanish leaving the victims in a lurch. Many residents have already become victims and have lost huge sums of money by falling for such fictitious offers

 

Rs 1000 COIN, A SOLUTION AGAINST FAKE CURRENCY

It is no secret huge amount of Rs 1000 counterfeit notes are in circulation. For an ordinary person it is an uphill task to distinguish which note is original and which is fake. It is more remunerative for people in fake currency to print Rs 1000 denomination notes as it fetches them maximum value for the action.

Today on 12th August 2011 parliament by passing Coinage Bill 2009 allowing for the first time minting of Rs 1000 denominated coin, have pushed the criminals in fake currency out of business. This will be a big relief for consumers. This action shows Government means business to curb the menace which is long overdue and just not removing chavani coin. 

Circulation of fake currency is so rampant in the country that even ATMs vending machine also deliver counterfeit notes. Even RBI has to warn that fake notes have been detected in the 2AQ and 8AC series. This clarification become necessary after a builder in Chennai received fake notes from SBI ATM machine. Another person PSU employee Sherwin Pinto received one fake note out of Rs 8000 he withdrew from ATM in Mumbai when he deposit the same in another nationalized bank cashier at counter return the same as fake. Sherwin tried his level best to argue with bankers that this particular fake note is part of Rs 8000 he withdrew. 

Sherwin Pinto was asked to prove what is impossible, provide proofs that fake note indeed were dispensed by ATM Machine. Not to bow down he approached the Banking Ombudsman only to be told that this dispute of this nature did not come within the rules framed under the Banking Ombudsman Act and they had no jurisdiction to handle this matter. Alas his money and efforts goes in vain. 

It should also be understood that knowingly fake currency should not be passed otherwise it become cognizable offence in law that could lead a person to imprisonment. Reserve Bank of India had issued Master Circular DCM (FNVD) no. G-1/6.01.05/ 2007-08 dated July 2, 2007 and updating the same from time to time; relating to mandatory stamping and impounding of the counterfeit banknote after due detection process. 

As the process of minting Rs 1000 coin will take some time, people with very ease can detect a fake note even without magnifying glasses, with just 3 simple steps: 

- Hold the Rs1000 note against the light, the portrait of Mahatma Gandhi, the multi- directional lines and an electrotype mark showing the denominational number 1000 appear in this section.

- To be sure focus on 3mm wide security thread with inscriptions Bharat            1000 and RBI and color shift from green to blue when viewed from different angles. It will fluoresce in yellow on the reverse and the text will fluoresce on the obverse under ultraviolet light. The tread is visible as a continuous line from behind when held up against light. 

- You will notice year of printing on back of original Rs 1000 currency note.

..................................................................................................................................................................

Weights & Measures :

Highlights of new Weights & Measures Act and Rules...

From 1st April 2011, the Legal Metrology Act 2009 had repealed the Standards of Weights and Measures Act, 1976 and the Standards of Weights and Measures (Enforcement) Act, 1985.

As per the Legal Metrology (Packaged Commodities) Rules, 2011 which repealed the Standards of Weights and Measures Rules, 1977, few 
pro-consumer changes are as follows:

1) Retail sale price means the maximum price at which the commodity in packaged form may be sold to the consumer and the price shall be printed on the package in the manner given below; 'Maximum or Max. retail price......inclusive of all taxes or in the form MRP Rs.........incl., of all taxes after taking into account the fraction of less than fifty paisa to be rounded off to the preceding rupees and fraction of above 50 paise and up to 95 paise to the rounded off to fifty paise. No retail dealer or other person including manufacturer, packer, importer and wholesale dealer shall make any sale of any commodity in packed form at a price exceeding the retail sale price thereof. Rounding of paise and importer was not there in the Standards of Weights and Measures Rules, 1977. 

2) Any advertisement mentioning the retail sale price of the pre-packaged commodity shall contain a declaration as to the net quantity or number of the commodity contained in the package. The font size of the net quantity in the advertisement shall be same as that of retail sale price. It is a new addition. 

3) It is mandatory to declare the name and address of the importer of foreign goods on the packet. In the Standards of Weights and Measures Rules, 1977, it was not mandatory. 

4) Stickers not to be used even for making non - mandatory declarations on the package i.e. no sticker is allowed on the packet. In the Standards of Weights and Measures Rules, 1977, 
stickers were allowed for making any declarations other than mandatory.

National Consumer Helpline (National Toll Free No-1800-11-4000)

National Consumer Helpline

NCH is a project of the Union Ministry of Consumer Affairs,

operating from the University of Delhi. 

The project recognizes the need of consumers for a Telephone Helpline to deal with a 

multitude of problems arising in their day-to-day dealings with business and service providers. 

NCH provides a 
National Toll Free No-1800-11-4000 (for BSNL/MTNL Users), 

Other users can dial- 011-27006500,27662955,56,57,58 (normal call charges applicable)

SMS to 8800939717 can also be sent mentioning the name and city . 


A consumer can call to seek information, advice or guidance for his queries, complaints and guidance.

 

National Consumer Helpline Supports Consumers By:

- Guiding consumers in finding solutions to problems related to Products & 
  Services. 
- Providing information related to Companies and Regulatory Authorities. 
- Facilitating consumers in filing complaints against defaulting Service Providers
- Empowering consumers to use available Consumer Grievances Redressal 
  Mechanisms, Educating Consumers about their Rights and Responsibilities

Tuesday, February 5, 2013

Notice (सूचना )

प्रिय दोस्तों ,

हमारे के वेबसाइट (http//www.legalfreedom.in) पर अभी कुछ होस्टीगं
सम्बंधी कुछ दिक्कतें आ रही है, जिसे कुछ ही दिनों मे हल कर लिया जयेगा।

असुविधा के लिये खेद है।